Preferred class codes

While we believe we can make the most impact to businesses in the following industry class codes, we are always looking for other industries where we can make a difference. If you’re unsure if an opportunity fits our risk appetite, just contact us.


CONSTRUCTION
0251 IRRIGATION WORKS OPERATION & DRIVERS
3724 MACHINERY OR EQUIPMENT ERECTION OR REPAIR NOC & DRIVERS 5020 CEILING INSTALLATION—SUSPENDED ACOUSTICAL GRID TYPE
5022 MASONRY NOC
5059 IRON OR STEEL—ERECTION—FRAME STRUCTURES NOT OVER 2 STORIES 5069 IRON OR STEEL—ERECTION—CONST OF DWELLINGS NOT OVER 2 STORIES
5102 DOOR AND WINDOW INSTALLATION—ALL TYPES—RES & COMM
5146 FURNITURE OR FIXTURES INSTALLATION—PORTABLE—NOC
5160 ELEVATOR ERECTION OR REPAIR
5183 PLUMBING NOC & DRIVERS
5188 AUTOMATIC SPRINKLER INSTALLATION & DRIVERS
5190 ELECTRICAL WIRING—WITHIN BUILDINGS & DRIVERS
5213 CONCRETE CONSTRUCTION NOC
5215 CONCRETE WORK—INCIDENTAL TO THE CONST OF PRIVATE RESIDENCE 5221 CONC OR CEMENT WORK—FLOORS, DRIVES, YARDS OR SIDE & DRIVERS 5223 SWIMMING POOL CONSTRUCTION—NOT IRON OR STEEL & DRIVERS
5348 CERAMIC TILE, INDOOR STONE, MARBLE, OR MOSAIC WORK
5437 CARPENTRY—INSTALLATION OF CABINET WORK OR INTERIOR TRIM 5443 LATHING & DRIVERS
5445 WALL, SHEET, DRYWALL, PLAST, OR CEM BOARD
5462 GLAZIER—AWAY FROM SHOP & DRIVERS
5474 PAINTING NOC & SHOP OPERATIONS, DRIVERS
5478 FLOOR COVERING INSTAL—RESILIENT FLOOR—CARPET AND LAMI FLOOR
5479 INSULATION WORK NOC & DRIVERS
5480 PLASTERING NOC & DRIVERS
5491 PAPERHANGING & DRIVERS
5535 SHEET METAL WORK—INSTALLATION & DRIVERS
5537 HEAT, VENTI, AIR-CON, FRIG SYS—INST, SERV AND REP, YARD & DRIVERS 5606 CONTRACTOR—PROJECT MANAGER, CONSTR EXEC, CONST MANAGER 5610 CLEANER—DEBRIS REMOVAL—CONSTRUCTION
6217 EXCAVATION & DRIVERS
6229 IRRIGATION OR DRAINAGE SYSTEM CONSTRUCTION & DRIVERS
6325 CONDUIT CONSTRUCTION—FOR CABLES OR WIRES & DRIVERS
6400 FENCE INST AND REP—MET, VNL, WOOD, OR PRE CONC FENCE INSTAL 7600 TELECOMM —CABLE TV, OR SATE—ALL OTHER EMP & DRIVERS
8227 CONSTRUCTION OR ERECTION PERMANENT YARD
HEALTHCARE
8824 RETIREMENT LIVING CENTERS—HEALTH CARE EMPLOYEES
8825 RETIREMENT LIVING CENTERS—FOOD SERVICE EMPLOYEES
8826 RETIREMENT LIVING CENTERS—ALL OTHER EMP, SALES & DRIVERS 8829 CONVALESCENT OR NURSING HOME—ALL EMPLOYEES
8832 PHYSICIAN & CLERICAL
8833 HOSPITAL—PROFESSIONAL EMPLOYEES
8835 HOME, PUBLIC AND TRAVELING HEALTHCARE—ALL EMPLOYEES 8868 COLLEGE—PROFESSIONAL EMPLOYEES & CLERICAL
8869 CHILD CARE CENTER—ALL EMP INCLUDING CLERICAL, SALES & DRIV
9033 HOUSING AUTHORITY & CLERICAL, SALESPERSONS, DRIVERS
9040 HOSPITAL—ALL OTHER EMPLOYEES
9101 COLLEGE—ALL OTHER EMPLOYEES
MANUFACTURING
2157 BOTTLING—ALL OPERATIONS & ROUTE SUPERVISORS, DRIVERS 2881 FURNITURE MANUFACTURING AND CABINET SHOP—ASSEMBLY BY HAND—WOOD
2835 BRUSH OR BROOM ASSEMBLY
2836 BRUSH OR BROOM MFG. NOC
2841 WOODENWARE MFG. NOC
3028 PIPE OR TUBE MFG.—IRON OR STEEL & DRIVERS
3030 IRON OR STEEL: FABRICATION: IORN OR STEELWORKS–SHOP–STRUCTURAL & DRIVERS
3040 IRON OR STEEL: FABRICATION: IRON WORKS – SHOP – ORNAMENTAL & DRIVERS
3066 SHEET METAL WORK—SHOP
3076 SHEET METAL PRODUCTS MFG
3365 WELDING OR CUTTING NOC & DRIVERS
3507 CONSTRUCTION OR AGRICULTURAL MACHINERY MFG.
3632 MACHINE SHOP NOC
3643 ELECTRIC POWER OR TRANSMISSION EQUIPMENT MFG
3724 MACHINERY OR EQUIPMENT ERECTION OR REPAIR NOC & DRIVERS 3808 AUTOMOBILE MFG. OR ASSEMBLY
3881 CAR MFG.—RAILROAD & DRIVERS
4034 CONCRETE PRODUCTS MFG. & DRIVERS
4484 PLASTICS MANUFACTURING: MOLDED PRODUCTS NOC
TRANSPORTATION
7219 TRUCKING—LOCAL AND LONG-DISTANCE HAULING —ALL EMP AND DRIVERS
7230 TRUCKING—PARCEL OR PACKAGE DEL — ALL EMPL & DRIVERS
7231 MAIL, PARCEL OR PAC DEL AND COURIER—ALL EMP & DRIVERS
7232 TRUCKING—MAIL, PARCEL OR PACKAGE DELIVERY - ALL EMP & DRIVERS
7380 DRIVERS, CHAUFFEURS, AND THEIR HELPERS NOC—COMM
7382 BUS CO.: ALL OTHER EMPLOYEES & DRIVERS


Exclusions

  • Amusement parks, carnival or circus, written as such
  • Asbestos exposures (any)
  • Chemical and petrochemical risks
  • Commercial airline flight crews
  • Construction of dams or tunnels over 100 feet (excludes augering)
  • Contractors whose principal operations involves blasting
  • Demolition of buildings or structures in excess of three stories
  • Drilling, manufacturing, production or refining of natural or artificial fuel, butane, propane or liquefied petroleum gasses or gasoline

  • Explosive substances, fireworks or fuses – any manufacturing or importing (including as a component of another product) or any handling, storing, or transporting except as incidental to primary operations
  • Known exposure to dioxin or polychlorinated biphenols
  • Loss or liability arising out of mycotoxins, mold or other fungi
  • Loss or liability arising from seepage and/or pollution and/or contamination • Municipalities
  • Nuclear exposures
  • Operations on docks and wharves

  • Operations under the jurisdiction of any federal act (USL&H, Jones Act, Maritime, Railroad, etc.)
  • Ownership, maintenance or use of aircraft
  • Professional sports team
  • Railway operations except sidetrack
  • Shoring or underpinning of buildings or structures in excess of 3 stories
  • Subaqueous operations
  • Tower, steeple and chimney shaft work over 50 feet
  • Underground mining (not quarries)