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Programs

Small Business
small business

Small businesses employ 61.7 million Americans.

That’s nearly half the working population. Yet, because of their size, small businesses are often overlooked.

Method is committed to keeping workers safe, healthy and on-the-job — no matter the size of their employer. That’s why we offer a new Small Business Comp program backed by our same excellent customer service.

Method writes Small Business Comp in the following states:

AL, AR, AZ, CT, DC, DE, FL, GA, KY, LA, MA, MD, MS, NC, NH, NJ, NM, OK, PA, SC, TN, TX, VA, VT, WV

Policies in these states are underwritten by Incline Casualty Company.

TARGET INDUSTRIES

We target risks in a wide variety of industries. New Ventures are acceptable with owner experience. Some industries where we've seen recent success:

  • Agriculture
  • Artisan Contractors
  • Automobile mechanics, body repair, paint etc.
  • Construction
  • Doctor, dentist, specialist offices
  • Grocery stores, bakeries, convenience stores
  • Healthcare
  • Hotels or motels
  • Lawyers, CPA’s and other professional industries
  • Manufacturing
  • Moving, storage, or janitorial
  • Retail outlets, boutiques and coffee shops
  • Restaurants
  • Transportation
  • Trucking (within 300 miles)

EXCLUSIONS

  • Aircraft or helicopter operations
  • Any operation involving firearms, ammunition, fireworks or other explosive material
  • Courier, Fed Ex, Amazon delivery or similar couriers
  • Federal Coal Mine, FELA coverage
  • Heights over 40ft or depths below 10ft
  • Livestock including cattle or horses
  • Logging, deforestation, wildfire, or disaster cleanup
  • Maritime Liability, Jones Act, USL&H, Defense Base Act
  • Oil, gas, asbestos, or chemical manufacturing
  • Professional sports
  • Railroad, coal, foundry, or mining operations
  • Risks with foreign travel and coverage requirements
  • Roofing, crane work, or heights over 40ft
  • Sole Prop / Owner only policies
  • Strip clubs or other similar operations
AK, AZ, IA, ID, IL, IN, KS, MI, MN, MO, NE, NM, NV, SD, OR, WI

Policies in these states are underwritten by Benchmark Preferred.

TARGET INDUSTRIES

We target risks in a wide variety of industries. New Ventures are acceptable with owner experience. Some industries where we've seen recent success:

  • Artisan Contractors (3yrs prior coverage required for drywall/framing contractors)
  • Automobile mechanics, body repair, paint etc (incidental towing allowed)
  • Doctor, dentist, specialist offices
  • Grocery stores, Bakeries, convenience stores
  • Hotels or motels
  • Lawyers, CPA’s and other professional industries
  • Moving, storage, or janitorial
  • Retail outlets, boutiques and coffee shops
  • Restaurants

EXCLUSIONS

  • Aircraft or helicopter operations
  • Any operation involving firearms, ammunition, fireworks or other explosive material
  • Federal Coal Mine, FELA coverage
  • Fed Ex, Amazon delivery or similar couriers
  • Heights over 40ft or depths below 10ft
  • Home Health, Nursing or assisted living facilities
  • Livestock exposure including Cattle or Horses
  • Logging, deforestation, wildfire, or disaster cleanup
  • Maritime Liability, Jones Act, USL&H, Defense Base Act
  • Railroad, coal, foundry, or mining operations
  • Oil, gas, asbestos, or chemical manufacturing
  • Risks with foreign travel and coverage requirements
  • Roofing, crane work, or heights over 40ft
  • Sole Prop / Owner only policies
  • Strip Clubs or other similar operations
  • Trucking

Submit your small business account
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* $25,000 Minimum payroll for construction class codes

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